GET THE DENTISTRY YOU NEED WHEN YOU NEED IT – AND PAY NO INTEREST!
Working with dentists, Openpay provides Interest-Free dental payment plans for all general, cosmetic, orthodontic and specialist dental care, making dentistry more accessible to all.
Openpay means you can have the dental treatment you need, when you need it with no interest. Openpay breaks the cost of your treatment into easy, fortnightly credit card payments over 3, 9 or 15 months depending on your dental treatment plan value.
We offer three dental payment plans:
- Dental treatment up to the value of $500 with payments spread over 3 months
- Treatment up to the value of $2,000 with payments over 9 months
- Treatment up to the value of $9,000 spread over 15 months.
General, cosmetic and specialist dental services are all covered and the easy application process is performed at the practice and takes just 2 minutes.
WHY CHOOSE OPENPAY?
- 0% interest – No interest
- Treatment plans up to $9,000
- Manageable fortnightly payments
- Simple application process at the practice
- Low establishment fee
QUICK & SIMPLE APPLICATION
Following a consultation with your dentist and acceptance of the treatment plan, the Openpay application process is easy and immediate.
All you have to do is provide Photo ID, a Credit Card & Contact Details.
With this information, your dental practice will enter your details and perform a quick, 2-minute credit check. It’s not income tested so no payslips are required.
PAY LATER WITH NO DEPOSIT AND NO INTEREST
At Oralux Dental, we’re always looking for more ways to make you smile so that’s why we have introduced Zip Money as a payment option. Zip Money is a safe, simple and convenient payment option, allowing you to pay for your dental consultation or treatment later in flexible instalments.
HOW DOES ZIP MONEY WORK? APPLICATION PROCESS
The online application process takes less than 3 minutes. You simply choose the appropriate credit limit, input your residential, employment and financial information, and verify your mobile through an SMS code. You need to have your own email address and mobile phone number in order to complete an application. After submitting your application, generally, you will get an instant outcome. Only if the accounts team needs more information from you the decision could take a bit longer.
Once you have made a purchase, you can set up your repayments to fall monthly, fortnightly or weekly at whatever amount suits you (provided this meets the monthly minimum). Please note that Zip only accepts debit cards and payments via your bank account.
ARE THERE ANY FEES AND CHARGES PAYABLE?
There is a one-off establishment fee to pay when you activate the account (between $0-$299, depending on your credit limit).
There is a monthly service fee of $6.00 when there is an outstanding balance on your account.
AM I ELIGIBLE FOR THIS?
You must be 18 years or older and an Australian resident, employed in some capacity and earn more than $300 per week to be eligible to apply.
HOW DOES THE INTEREST-FREE WORK?
* 3 to 6 months interest free on payments under $2,000. No deposit required.
* 12 to 24 months interest free on payments over $2,000. No deposit required.
Please note, the contract is between you and Zip Money Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878). Zip Money Terms & Conditions apply and are available on application.